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Ty Sagalow Mr. Sagalow is a founding member of Lemonade. Founded in 2015, Lemonade is the first licensed and regulated InsureTech insurance company in the United States. Lemonade offers homeowners and renters insurance powered by artificial intelligence and behavioral economics. Launched in September 2016 in New York, Lemonade Insurance Company is operating in both New York, New Jersey, California and Illinois (as of 9/1/17) with expected operations in multiple additional states in the coming weeks and months. In its first 9 months of operations, Lemonade captured 1% of the NY Renters market and now issues over 2,000 new policies every week.

On July 1, 2017, Ty retired from his position as Chief Insurance Officer of Lemonade but continues as a board member of the Lemonade Insurance Company, and regularly advises other companies in the Fintech/InsurTech space.

Ty is a 36 year senior insurance executive veteran. Most of Ty’s career was spent at AIG where over a 25 year period he held various positions including Chief Underwriting Officer and General Counsel of AIG Executive Liability (D&O, E&O), Chief Operating Officer of AIG eBusiness Risk Solutions (Cyber insurance) and President of AIG Product Development. Following AIG, Mr. Sagalow was Chief Innovation Officer of Zurich North American and Chief Innovation Officer of Tower Group. Immediately prior to Lemonade, Ty founded Innovation Insurance Group, LLC, a premier consulting firm to the insurance industry.

Mr. Sagalow is considered on the world’s experts in innovation in the insurance industry having been credited with creating various insurance products including Y2k Insurance, (Entity Cover) Directors and Officers Insurance, Cyber insurance, Reputation Insurance, Collectible Authenticity Insurance and Intellectual Property Collateral Insurance. He is also the host of the series Innovations in Insurance With Ty Sagalow and What’s New in Insurance, both produced by World Risk and Insurance News.

Innovation Insurance Group is an insurance consulting firm and insurance brokerage founded by 30-year insurance executive, Ty R. Sagalow, former Chief Underwriting Officer, General Counsel and Chief Innovation Officer at AIG, and former Chief Innovation Officer at Zurich, NA and Tower Group. IIG focuses on three core practice groups: product development, expert witness services (primarily in the Management and Professional Liability areas), and bitcoin industry brokerage services.

Learn more about Ty R. Sagalow
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Lawline How Is InsurTech Impacting the Insurance Industry? (Update) (8/16/23) (video)
The Future of Insurance (with Bryan Falchukc) (Video Podcast Aug 2022)
InsurTech Ohio Spotlight with Ty Sagalow (Podcast 5/10/22)
Meet the Godfather of Insurtech… (The Insurtech Leadership Podcast)(12/20/21)
Why Insurance Industry needs Lemonade Insurance-Style Business Models (Silicon Review, 2019)
CIIA Conference: Innovation, Culture and Technology
May 13, 2021, Chili (Virtual)
Latin American Conference New Perspectives and Innovations for the Future of Insurance
Nov 4, 2019, Mendoza, Argentina
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